Independent Advice. Comprehensive Planning. Enduring Relationships.

Choosing a financial advisor is about more than selecting someone to manage your investments. It's about finding a trusted partner who understands your goals, provides objective advice, and helps you make informed financial decisions throughout every stage of life.

At Oster & Fischer, we've built our practice around that philosophy.

Independent by Design

Stephan and Amanda are affiliated with Cambridge Investment Research which gives us access to the institutional resources, technology, investment research, and planning capabilities of a national firm while maintaining the independence to serve our clients without conflicts of interest.

Because we have no proprietary investment products, sales quotas, or corporate agendas, every recommendation is made with one objective in mind—what is in our client's best interest.

Financial Planning Comes First

We believe successful investing begins with a comprehensive financial plan—not an investment portfolio.

Before recommending a single investment, we work to understand your goals, family, tax situation, retirement objectives, estate planning considerations, and tolerance for risk. Only then do we develop an investment strategy designed to support your long-term financial plan.

Our philosophy is simple:

Your financial plan should drive your investment decisions—not the other way around.

A Collaborative Advisory Team

Every client benefits from the experience of two advisors working together.

Amanda leads the financial planning process, helping clients navigate retirement planning, tax-efficient wealth strategies, estate planning coordination, and major financial decisions. Stephan directs investment strategy, overseeing portfolio construction, manager selection, risk management, and ongoing portfolio oversight.

This collaborative approach provides broader perspective, greater continuity, and more thoughtful decision-making than a single-advisor model.

Built on Trust

Our firm has grown almost entirely through referrals from existing clients and professional relationships.

Because of that, we intentionally limit the number of new families we accept each year. This allows us to provide the personalized attention, responsiveness, and proactive service our clients have come to expect.

We believe there is no greater compliment than the confidence our clients place in referring their family, friends, and colleagues.

Relationships That Last

Our goal isn't simply to help clients build wealth. It's to become trusted advisors for generations.

Many of the families we serve have worked with us for decades, and today we have the privilege of advising multiple generations within the same family. As life evolves, we continue to help clients navigate new opportunities, changing priorities, and the transfer of wealth with the same thoughtful guidance that began the relationship.

A Firm Built for the Future

A successful advisory relationship should provide confidence today and continuity tomorrow.

Stephan and Amanda have worked together for more than 25 years and have built Oster & Fischer with a long-term perspective. Through formal succession planning and a carefully designed ownership structure, we have taken proactive steps to help ensure the continued stability of the firm and uninterrupted service for the families who place their trust in us.